Your Silicon Valley mortgage advisor
Thanks for stopping by! You have come to the right place to learn everything you wanted to know about mortgages but were afraid to ask. To begin, who am I? The LoanGuide – Casey Fleming – a specialist in mortgages in general and the Silicon Valley mortgage in particular.
I am a mortgage advisor in California, and author of the well-reviewed book The Loan Guide: How to Get the Best Possible Mortgage. (Available on Amazon) I am often contacted as a subject-matter expert and have been quoted in Money.com, Yahoo Finance, U.S. News and World Report, Realtor.com, USA Today, Credit.com and Trulia, to name a few. But really, who cares about that? Here is what you care about:
Working with me:
(Think of this as your Bill of Rights.)
I will take the time to understand your circumstances, concerns and goals. You have the right to have a mortgage advisor truly listen to you so that you can get the best possible mortgage for you and your family.
I will shop your loan from dozens of lenders, so that we can find the best fit for what you want to achieve.
We will stay in contact throughout the process so that you always know what is happening and why. I will return calls within four business hours except for rare occasions.
You can expect full disclosure. You will see (in writing) what you can expect as far as fees, costs and interest rates.
You are in control of your options. You will be given everything you need to have to understand and make an informed decision about which loan product or program is best for you, and how the trade off of interest rate and costs works and what combination is in your best interest.
You can expect that if anything does not go according to plan (and that happens) that I will address it right away, correct it, develop at least two different options for dealing with it if possible, and communicate to you what happened as soon as practical.
If you want to understand any part of the process before we begin, chances are good that I’ve written about it. Type your concern in the search box in the upper right-hand corner of this page and it will take you to articles I’ve written about it.
If you want to go really deep into understanding how the mortgage industry works and how to game it in your favor, order my book online here: The Loan Guide: How to Get the Best Possible Mortgage. If you live in California and want to work with me, I am happy to provide a free, signed copy of the book to you when we meet to discuss your needs. The book will help you make informed decisions, and hold my feet (or anyone else’s) to the fire when you’re in the process of getting your mortgage.
How We Work Together
Call me. My personal direct line is (408) 348-3442. My direct email address LoanGuide@Outlook.com. Reach out and if I am not available I will get back to you within four business hours.
About me – your Silicon Valley Mortgage Specialist
Casey Fleming has been in the mortgage industry since 1979. He spent the first half of his career as an appraiser, and established and built one of the largest appraisal and consulting firms in the Bay Area. In 1995 he sold his consulting practice to transition into lending.
In the mid 2000’s as the Northern California Regional Manager for a nationwide broker Casey built up a team of over 300 independent loan officers. During this time he produced monthly training and networking meetings throughout northern California, and personally coached and mentored at least 20 top-producing loan agents and branch managers.
In 2008 Casey went back to his roots working with families and individuals to help them make informed, wise decisions around their home mortgage needs. Casey served as the president of the Silicon Valley chapter of the California Association of Mortgage Professionals for two years from 2012 through 2014. Casey is considered by many to be the consummate Silicon Valley mortgage advisor.
Casey lives in San Jose with his two dogs, Sara the Wonderdog and Fozzie Wan Kenobi. When not working with clients, Casey is either out with his dogs hiking or at the dog park, or sailing or skiing.
You can reach Casey via email at firstname.lastname@example.org or on his cell at (408) 348-3442.
Casey Brian Fleming, Mortgage Advisor
BRE # 00889527 / NMLS 344375
I am licensed by the National Mortgage Licensing System. http://www.nmlsconsumeraccess.org
I offer loans as a loan officer of C2 Financial Corp. Here is what you need to know about that:
This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; NMLS # 135622. Loan approval is not guaranteed and is subject to lender review of information. Loan is only approved when lender has issued approval in writing. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender.
C2 Financial Corporation is approved to originate VA and FHA loans, and has the ability to broker such loans to VA and FHA approved lenders. C2 Financial Corporation is not acting on behalf of or at the direction of HUD/FHA or the VA.
The services referred to herein are not available to persons located outside the state of California.