FHA Loans Safer Than Thought – FHA Is Back in the Black

Much wringing of hands and tearing of flesh has occurred over the last few years over government-backed loans, particularly FHA loans. Some would have the government completely back out of the mortgage market, and let the free market take over the risk of making mortgages. Since the government now backs – in one form or...

Super Low Down Payment Mortgages Returning

Not everyone will welcome the above headline, but a case can be made that it is possible to make safe investments in low-down-payment mortgages and do so in a way that protects consumers from making poor choices as well. Most folks in the real estate industry agree that the underwriting pendulum swung too far to...