Pass on Real Estate Outside of Probate

There are only three certainties in life: taxes, death, and someone is going to be fighting over your estate if you die without putting your intentions in writing, especially if you own real estate.  Of course you probably know you should have either a trust or a will, but now there is a new –...

Obama Eases Condo Loan Restrictions

From my friend and attorney extraordinaire, Herman Thordsen: Have you ever tried to get a loan on a condominium only to be frustrated when the loan was turned down because of problems with the condo project?  If so, you’re not alone.  But condo approvals just got a little easier. On July 29, 2016 President Barack Obama signed...

The Importance of Thinking When Getting a Mortgage

One of the themes of my book is that rules-of-thumb are a very bad foundation on which to base decisions about your mortgage options.  I recently completed a refinance for a client that perfectly illustrates the importance of thinking through the goals and concerns of the client before generating options and then choosing one. Background...