11/25/2019 | Casey Fleming – The conforming loan limit is something you might have heard about but never really fully understood. If you are buying a home, however, understanding what the limit is in your area and keeping your loan amount below that limit can save you tens – or even hundreds – of thousands...
Ruin your credit in one hour
How can you take your credit score down 50, 100 or even 150 points in a single hour? It’s possible, and what is amazing is that it’s not that hard. People do it all the time. Let’s start with a little background. Your credit score is a measure of how likely it is you will...
Interest Rates and Inflation
10/16/17 | Casey Fleming | It’s been a while since I wrote about interest rates and inflation. In the last six weeks rates have crept up about 0.250%. Let’s talk about what happened. As you may recall, stocks and interest rates tend to move together most of the time. This is because as stock prices...
Pass on Real Estate Outside of Probate
There are only three certainties in life: taxes, death, and someone is going to be fighting over your estate if you die without putting your intentions in writing, especially if you own real estate. Of course you probably know you should have either a trust or a will, but now there is a new –...
The Importance of Thinking When Getting a Mortgage
One of the themes of my book is that rules-of-thumb are a very bad foundation on which to base decisions about your mortgage options. I recently completed a refinance for a client that perfectly illustrates the importance of thinking through the goals and concerns of the client before generating options and then choosing one. Background...