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I am a working mortgage advisor in California, and author of The Loan Guide: How to Get the Best Possible Mortgage (2014) and Buying and Financing Your New Home: Find the Right Home and the Best Possible Mortgage in Any Market (2023.)  (Available online wherever books are sold)  I am often contacted as a subject-matter expert and have been quoted in Money.com, Yahoo Finance, U.S. News and World Report, Realtor.com, USA Today, Credit.com and Trulia, to name a few.  But really, who cares about that?  Here is what you care about:

What you can expect working with me: (Think of this as your Bill of Rights.)

First, I will take the time to understand your circumstances, concerns and goals.  You have the right to have a mortgage advisor truly listen to you so that you can get the best possible mortgage for you and your family.

Second, I will shop several lenders for you, so that we can find the best fit for what you want to achieve.

Third, I will stay in contact with you throughout the process so that you always know what is happening and why.  I will return calls within four business hours.

Fourth, you can expect full disclosure.  You will see (in writing) what you can expect as far as fees, costs and interest rates.

Finally, you can expect that if anything does not go according to plan (and that happens) that I will address it right away, correct it, develop at least two different options for dealing with it if necessary, and communicate to you what happened as soon as practical.

My Blog

If you want to understand any part of the process before we begin, chances are good that I’ve written about it.  Type your concern in the search box in the upper right-hand corner of this page and it will take you to articles I’ve written about it.

How We Work Together

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Use our quick online application

Call me.  My personal direct line is (408) 348-3442.  My direct email address LoanGuide@Outlook.com.  Reach out and if I am not available I will get back to you within four business hours.  Or, if you want to get started right away, click on the green “Apply Now” button to the right, complete our short online application, and I’ll get your loan going right away.

A short summary about me:

Casey Fleming has been in the mortgage industry since 1979.  He spent the first half of his career as an appraiser, and established and built one of the largest appraisal and consulting firms in the Bay Area.  In 1995 he sold his consulting practice to transition into lending.

In the mid 2000’s as the Northern California Regional Manager for a nationwide broker Casey built up a team of over 300 independent loan officers.  During this time he produced monthly training and networking meetings throughout northern California, and personally coached and mentored at least 20 top-producing loan agents and branch managers.

In 2008 Casey went back to his roots working with families and individuals to help them make informed, wise decisions around their home mortgage needs.  Casey served as the president of the Silicon Valley chapter of the California Association of Mortgage Professionals for two years from 2012 through 2014.

Casey lives in San Jose with his dog, Fozzie Wan Kenobi.  When not working with clients, Casey is either out with his dog hiking or at the dog park, or sailing or skiing.

You can reach Casey via email at loanguide@outlook.com or on his cell at (408) 348-3442.

Casey Fleming, Mortgage Advisor

NMLS 344375, CA DRE 00889527

I am licensed by the National Mortgage Licensing System.  http://www.nmlsconsumeraccess.org

I offer loans as a mortgage advisor through Silicon Valley Mortgage, Inc..  Here is what you need to know about that:


Neither Casey Fleming nor Silicon Valley Mortgage make any guarantee or representation that you can acquire a loan. If you have applied for a loan, loan approval is not guaranteed and is subject to lender review of information. Your loan is only approved when the lender has issued an approval in writing and all underwriting conditions have been met. Specified rates may not be available for all borrowers. Rates and costs are subject to chage due to market conditions, can and do vary as much as several times per day, and you may or may not qualify for the proposed loan, even if the rates are available. You are fully and completely responsible for the decisions you make based on the information provided in this web site. This web site is merely a tool to help guide you in your decisions. Silicon Valley Mortgage is an equal opportunity lender, and is licensed by the State of CA. NMLS # 266756, DRE 01399345