Does Running Credit Hurt Your Credit Score?

You’ve no doubt heard that running credit will hurt your credit score.  How true is this?  Well, kind of.  Let’s take a look. First, you should understand the difference between a hard credit pull and a soft one.  According to American Express, “(A hard pull) should happen only when you formally request some form of...

Thin Credit – What is it, How do You Fix it?

You can’t do much about thin credit overnight, but you can establish great credit in a short period of time using these smart strategies.